The cost of processing “electronic” payments are increasing. New credit/debit card rules are creating a resurgence in the use of paper checks.
Remote deposit is a low-cost method to process check payments without delivering checks to the bank. With remote deposit, you can scan an image of a check, send the image to your bank and see the funds added to your account more quickly.
Girard’s has many levels of Remote Deposit ranging from simple check-only processing to a full accounts receivable conversion, which includes scanning the returning remittance slips with the checks and creating a AR posting file as well as the electronic bank file.
Reduce staff time
No need to create a deposit ticket for the bank
With the full accounts receivable conversion time is reduce when entering data payment information into the accounts receivable system
Reduced transportation cost
Currier fees and/or trips to the bank are reduced or eliminated
Electronic deposits clear the banking system faster
Insures quicker access to deposited funds
Faster notification of returned checks
Bank fees are generally less for electronic deposits than for physical deposits
Customer service enhanced
The information and images are stored and available for research
Images and information can be searched from any computer
Flexibility
Deposits can be made any time of the day (note: most banks have cut-off times for same day credits)
All departments can process their own checks
Deposits can be made by each department or lumped into one deposit for the organization
Multiple accounts can be scanned and tracked with one or multiple scanners
There are two forms of remote deposit solutions, thick or thin client.
Thin Client - images and information is stored on a secured server maintained by the manufacture
Advantages:
Software is loaded and maintained on the manufacture's system
Software can be accessed from any computer
Thick Client - images and information is stored on a server maintained by the client
We offer on-line as well as on-site demonstrations. Please fill in the following form to request a demo. Once we receive the request, a remote deposit specialist will contact you to confirm your request.
* Required Field
Please fill in the below form and one of our sales representatives will contact you.